What happens if a club fails to settle debts with the FIBA Zone?

If a club fails to settle debts with the FIBA Zone, the national member federation becomes liable for the debt collection. This means that the responsibility for ensuring that the debt is addressed shifts from the individual club to the governing body of basketball in that particular country. National member federations are expected to oversee their clubs and ensure compliance with FIBA regulations, including financial obligations. This creates a system of accountability that encourages federations to monitor their clubs more closely and maintain the financial integrity of their basketball programs.

The other options provide various scenarios that do not reflect the established protocols. For instance, a permanent ban is quite extreme and not typically the first recourse for FIBA; it's more likely that financial issues would be addressed through the federation first. Similarly, the idea that a debt could be simply waived after 12 months misunderstands the seriousness of financial responsibilities in sports governance. Lastly, stating that FIBA will take no action undermines the organization's role in maintaining its standards and fairness across its affiliated entities.